MOST IMPORTANT TERMS AND CONDITIONS

Major Terms and Conditions of the housing loan agreed to between (Borrower(s) name) and New Habitat Housing Finance &Development Ltd. (NHHFDL) are as under:
Dear Customer                                                                                                                                                                      Date:
Thank you for your decision to avail loan facility with NHHFDL. We hereby confirm our acceptance to extend the facility on terms referred herein.