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    FAQs

    /FAQs

    What is pre-EMI?

    Pre EMI is the Interest paid on the Loan Amount availed in part and before the start of the actual EMI. This generally occurs in Self Construction or Construction Stage Linked Disbursals. The EMI doesn’t get started till the loan is disbursed in full and hence interest is charged on partially disbursed loan amount only [...]

    By | October 10th, 2017|0 Comments

    How do I apply for the loan at NHHFDL?

    Simply call on 0120 4180500 Extension 1611 & 1216 Or you can send an enquiry on the enquiry tab on the website www.newhabitat.in. You may also download the Loan Application Form from the website and send the duly filled and signed form through email at info@newhabitat.in Or Visit our office at C-1, Sector 3, Noida- [...]

    By | October 10th, 2017|0 Comments

    What is a Monthly Reducing Balance?

    An Equated Monthly Installment (EMI) has 2 components: interest and principal. When the interest is calculated on monthly rests, the principal on which the interest is charged goes down every month. This results in significant savings for the customer over the tenure of the loan.

    By | October 10th, 2017|0 Comments

    What are the stages involved while taking a loan?

    Submit the duly filled and signed application form along with the necessary KYC documents and any other documents as per NHHFDL policies.. Based on the information submitted by the applicants and the personal discussion, the loan amount and tenure is sanctioned by taking into consideration the requirement, repayment capability and the value of the property. [...]

    By | October 10th, 2017|0 Comments

    What is the security to be provided to avail a loan from NHHFDL?

    The security for the loan is the equitable mortgage of the property being financed by depositing the title deeds or such other collateral as may be required. The applicant’s title to the property should be clear, marketable and free from any encumbrances. Other security may be required on case to case basis.

    By | October 10th, 2017|0 Comments
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