Top Up

Top Up

If you are looking for additional funds , you can simply take Top Up over existing loan amount. You can opt for Top up loan over your balance transfer loan or if you are existing customer of SHFL then you can also apply for Top Up in simple steps.


  • Need additional funds over existing SHFL loan or along with Balance Transfer of your loan.
  • Age

  • The applicant/co applicant should has minimum 21 years and maximum 70 years of age
  • Tenure

  • Home loan is flexible as per customer requirement. Home loans up to tenure of 15 years are available.
  • Rate of Interest

  • We provide floating rate of interest which is determined as per market conditions and it is linked to our BPLR – Benchmark Prime Lending Rate.
  • Top Up Loan eligibility

    Minimum loan amount which can be availed from SHFL is Rs 1 Lakh and above. We provide funding upto 80% of Market value. Any salaried or self employed professional/non professional is eligible for Top Up loan from SHFL. However Top Up amount is calculated by taking various factors as :-

    1. Age
    2. Income
    3. Profile
    4. Saving Habit
    5. Expenses
    6. Repayment Track record

    Benefits of availing Top Up Loan from SHFL

    1. Funding available across major part of properties under Delhi/NCR
    2. Personalized and Hassle free customer service
    3. Easy Documentation
    4. Transparent Processes
    5. Attractive Rates of Interest
    6. Fast and efficient loan processing